As the economy is developing so rapidly, people’s attitude towards life is changing at the same time. Credit cards are becoming more and more popular. but what advantages and disadvantages do they have?

　　Firstly, it is quite convenient and safe for us to use a credit card. Cash-stolen does not exist in this way. People now take a card instead of a heavy purse wherever they go. Secondly, credit cards represent great honour. People using credit cards shows his special identity and draw others attention.

　　On the other hand, credit cards are not always that good. Credit cards can lead to overspending somehow. People pay more than they have and then get busy paying off. Furthermore the credit card cheating happens more often.

　　In my opinion, credit cards do good in our life. But we should use them carefully. Only when used credit cards properly can make contribution to a more convenient and safer life.

 翻譯
隨著經濟的發展如此迅速，人們的生活態度也隨之在發生改變。信用卡正變得越來越流行。但他們有什么優點和缺點？

首先，使用安全信用卡相當方便和安全。這種方式不會有現金被盜的問題。人們無論在什么地方都只需要一張卡，而不再是一個重重的錢袋。其次，信用卡代表極大的榮譽。使用信用卡的人展示了他的特殊身份會吸引別人的注意。

另一方面，信用卡并不總是良好的。信用卡有時會導致超支。人們要支付比他們擁有的多的錢，他們就要忙著去還錢。此外，信用卡詐騙更多地常常發生。

在我看來，信用卡在我們的生活中是很好的。但是，我們應該仔細。只有當使用信用卡時可以更方便，更安全時我們才使用。

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