Different people have different opinions to money.Some people prefer to deposit money. Usually, they divide their salary into two parts. A part is for daily expenses and another is for depositing. Not only that, they may try to reduce costs of various aspects.

Obviously, some people like saving money, while there are others are inclined to spend their future money. They may spend too much on foods, clothes and entertainment; therefore, their expenses often are over their wages. This act brings about risk of getting into debt.

To my way of thinking, people should keep a balance between depositing and advance spending.

  （初中英語作文帶翻譯 www.fenghuangtongcheng.cn ）

翻譯：

不同的人的金錢觀不一樣。有些人喜歡存錢。通常，他們都會把他們的工資分成兩部分。一部分用于日常開支，另一個是用于 儲存。不僅如此，他們可能還會降低各方面的成本。

很顯然，有些人喜歡存錢，而有些人則喜歡提前消費。他們可能會花太多錢在食物，衣服和娛樂上；因此，他們的消費總是高于他們的工資。這種行為可能會帶來負債的危機。

我認為人們應該在存錢和提前消費之間保持一個平衡。